Marketplace StatisticsUpdated on 31-05-2017
This page shows our lending statistics and Loan Book to date, including information on Sector and Risk Band data. If you have a LendingCrowd account, you can download the full Loan Book at the bottom of the page. Remember there are risks involved with all investments and we recommend that you seek independent financial advice before making any kind of investment.
Current Loan Book
The Current Loan Book shows all of the loans outstanding at today's date. Fully repaid loans and bad debts are not included.
| Number of loans | 123 |
| Value of loan book | £8,648,696 |
| Average loan size | £87,640 |
| Average term (months) | 46 |
Historic Loan Book
The Historic Loan Book shows the total Loan Book volume since LendingCrowd started trading in 2014.
| Number of loans | 140 |
| Value of loan book | £11,665,781 |
| Average loan size | £83,327 |
| Average term (months) | 44 |
Loan Book by Sector
This shows a breakdown of the Historic Loan Book by the sector of the Borrower company.
Loan Book by Risk Band
This shows a breakdown of the Historic Loan Book by the risk band assigned to the loan.
Returns
Returns performance of loans by origination year.
| Actual Annual Return to Date | Estimated Annual Return | Principal Repaid (excluding bad debts) | |
|---|---|---|---|
| 2014 | 9.22% | 7.68% | 87.14% |
| 2015 | 5.59% | 7.16% | 39.06% |
| 2016 | 9.21% | 7.74% | 24.9% |
| 2017 | 8.87% | 7.27% | 3.4% |
Bad Debt
The total of loan repayments more than 45 days late (but not defaulted) as a percentage of the outstanding amounts of loans originated in each year.
When lending to small and medium businesses, it's important to remember that a percentage of the borrowers will be unable to repay their loan. We call this bad debt. When this occurs, we work with the borrower and our professional legal and accountancy advisors to get the best result for investors in the loan and we aim to recover as much of the loan as possible. You can read more about our default and recoveries process here.
| Actual Arrears Rate | Actual Lifetime Bad Debt Rate | Estimated Lifetime Bad Debt Rate | |
|---|---|---|---|
| 2014 | 0.0% | 0.0% | 1.44% |
| 2015 | 1.36% | 3.76% | 1.32% |
| 2016 | 2.05% | 0.0% | 1.36% |
| 2017 | 0.0% | 0.0% | 1.49% |
Full Loan Statistics
If you have a LendingCrowd account, you can download the full Historic Loan Book as a CSV file below. This gives full details of all the loans we have facilitated since our launch in 2014.
